Start Your Savings One Step At A Time
With all the news concerning the down turn in the economy it is pretty easy to get discouraged when it comes to saving money. And with discouragement comes a lack of doing anything. Whatever you do do not let the media dictate whether or not you will start your savings. You can get control of your money.
Ever wonder how you will get that 3 to 6 months of living expenses socked away in case of emergencies? So had I so I set out looking for ways to add to my savings. Here are a few of those simple ways to kick start your savings.
The first way to start your savings is to stop talking about it and doing it. Yes, I said get off your behind and start saving. It does not take a lot to get started even $5 each week is better than nothing each week. And it will begin to add up after a few weeks. Every little bit helps the key is to start your savings today and don't wait.
Another simple way to start your savings is to pay yourself first. This is so easy once you get past the initial shock of not having those extra dollars in your pocket. Rest assured that it does not take long and you will never miss them taking it out or you putting it in however you go about it.
Still another simple way to jump start your savings is to stop eating out and spending extra money on fancy drinks like cappuccinos and energy drinks at $4 a pop. Then put what you save into your savings account every week. Add it up and you will see yourself socking quite a bit away.
I know nobody really likes clipping coupons but you can save an awful lot of money if you do. Again just make sure that you save the savings. You already have a food budget so when you clip the coupons and do not need to spend your entire food allowance put away the difference.
Men, empty the change from your pockets every night into a special container. Ladies, clean out your purse of the change laying around in it every couple of days and put it into that special container. Not only will that build up your savings but ladies your bag will not be so heavy and men no boatload of pennies and nickles jangling. This can add up to $10 to $20 every month or $120 to $240 every year. I know not much but combine that with the other tips above and it adds up to a sizable amount.
Every dollar you save will add up over time. Remember the old saying 'a penny saved is a penny earned' and regardless if you are only socking away a few dollars or hundreds of dollars each week you are socking it away. It won't be long and you will be glad you have got a good start on your savings. - 23159
Ever wonder how you will get that 3 to 6 months of living expenses socked away in case of emergencies? So had I so I set out looking for ways to add to my savings. Here are a few of those simple ways to kick start your savings.
The first way to start your savings is to stop talking about it and doing it. Yes, I said get off your behind and start saving. It does not take a lot to get started even $5 each week is better than nothing each week. And it will begin to add up after a few weeks. Every little bit helps the key is to start your savings today and don't wait.
Another simple way to start your savings is to pay yourself first. This is so easy once you get past the initial shock of not having those extra dollars in your pocket. Rest assured that it does not take long and you will never miss them taking it out or you putting it in however you go about it.
Still another simple way to jump start your savings is to stop eating out and spending extra money on fancy drinks like cappuccinos and energy drinks at $4 a pop. Then put what you save into your savings account every week. Add it up and you will see yourself socking quite a bit away.
I know nobody really likes clipping coupons but you can save an awful lot of money if you do. Again just make sure that you save the savings. You already have a food budget so when you clip the coupons and do not need to spend your entire food allowance put away the difference.
Men, empty the change from your pockets every night into a special container. Ladies, clean out your purse of the change laying around in it every couple of days and put it into that special container. Not only will that build up your savings but ladies your bag will not be so heavy and men no boatload of pennies and nickles jangling. This can add up to $10 to $20 every month or $120 to $240 every year. I know not much but combine that with the other tips above and it adds up to a sizable amount.
Every dollar you save will add up over time. Remember the old saying 'a penny saved is a penny earned' and regardless if you are only socking away a few dollars or hundreds of dollars each week you are socking it away. It won't be long and you will be glad you have got a good start on your savings. - 23159
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If you want to get Get control over your money! head on over to Money Management Made Easy you will discover what to do with your money.
posted by X - Men @ 2:36 AM
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