7 Straightforward Debt Free Tips You Can Use to Get Out of Debt
If you are stuck in a horrible debt you have to change your lifestyle and learn how to manage your money better. Here are just 7 debt free tips to get you started:
1)Learn to spend a lot less than what you learn. I know it can be hard not to splurge all the time but it must be done. Make your own coffee, pack your food from home and don?t buy useless stuff. You will amass a fortune in a couple of years just by doing this.
2)Once you get out of debt don?t start spending like crazy. 50% of all your money should go to work making more money for you. Learn how to manage your money and how to put it to work. As time passes you will become a more skilful money manager and each dollar will become ten in your hands.
3)Stop eating out. I know it is a lot more convenient to have your meal cooked for you by a chef but it costs you a lot of money each end every month. Even if you eat only at cheap restaurant you are still spending a lot more money that you would if you ate at home. That is without taking into consideration the health bills.
4)You should reward yourself each end every time that you achieve one of your get out of debt goals. But don?t reward yourself by spending a lot of money. If you can don?t spend any money at all. Use your imagination to find cheap rewards that will please you.
5)You should always have some extra cash stashed away regardless of how many creditors you have and how much you owe. You should have that extra money for your peace of mind. Knowing that you have some money in case something unexpected happens is soothing for your mind.
6)Create a budget and try to stick to it. It can be quite a challenge but if you put your mind to it I am sure you will succeed. Make sure that each end every dollar that lands in your hand has a clear purpose. That way you will be much more focused and you will know exactly what you have to do with the money you make.
7)Learn to create a realistic budget. To do this you can even solicit the services of a consumer credit counseling service. That way you will be sure that your budget is rock solid and that all you have to do is follow it. - 23159
1)Learn to spend a lot less than what you learn. I know it can be hard not to splurge all the time but it must be done. Make your own coffee, pack your food from home and don?t buy useless stuff. You will amass a fortune in a couple of years just by doing this.
2)Once you get out of debt don?t start spending like crazy. 50% of all your money should go to work making more money for you. Learn how to manage your money and how to put it to work. As time passes you will become a more skilful money manager and each dollar will become ten in your hands.
3)Stop eating out. I know it is a lot more convenient to have your meal cooked for you by a chef but it costs you a lot of money each end every month. Even if you eat only at cheap restaurant you are still spending a lot more money that you would if you ate at home. That is without taking into consideration the health bills.
4)You should reward yourself each end every time that you achieve one of your get out of debt goals. But don?t reward yourself by spending a lot of money. If you can don?t spend any money at all. Use your imagination to find cheap rewards that will please you.
5)You should always have some extra cash stashed away regardless of how many creditors you have and how much you owe. You should have that extra money for your peace of mind. Knowing that you have some money in case something unexpected happens is soothing for your mind.
6)Create a budget and try to stick to it. It can be quite a challenge but if you put your mind to it I am sure you will succeed. Make sure that each end every dollar that lands in your hand has a clear purpose. That way you will be much more focused and you will know exactly what you have to do with the money you make.
7)Learn to create a realistic budget. To do this you can even solicit the services of a consumer credit counseling service. That way you will be sure that your budget is rock solid and that all you have to do is follow it. - 23159
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posted by X - Men @ 7:57 AM
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