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Tuesday, June 23, 2009

Stock Market Ticker - Overview

By Anne Durrell

A banner that runs a constant scrolling of current prices of stocks is known as stock market ticker. It gives you information and in real time about the stock market.

When something exciting is happening, many stock market ticker will provide those information, especially about the market.

Lots of trading goes on in Today's market, that we can see stock prices comes around on the ticker each little time for any given company.

One will have to pay a feel to get the actual up to date numbers, since most stocks have a certain delay and only some running in real time.

Unless you need to buy and sell stock market quickly during the day, it is actually not necessary for you to have the actual up to date stock prices.

Through your online brokerage account, or through other sources online, you can set up a customized stock market ticker to show just the information you are interested in. You might want to just see a scroll of the stocks that you have invested in.

Or perhaps while you are considering a purchase, you might want to scroll just a single stock with all the breaking news and information displayed as soon as it is available.

You can also set up a stock market ticker with specific area such as technology stock, or oil companies that you are interested in, or perhaps cars companies, if you like watching numbers moving very fast!

In conclusion, the stock market ticker is a very useful investing tool that can inform you quickly when something has changed. By that you will be alerted and search more information from other sources and find out what has caused a stock go down or go up. - 23159

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Store Credit Cards and You

By Samatha Ferguson

If you can comfortably clear the outstanding amount on your store card when the bill arrives and are a regular customer of that particular retailer, it may be worth using a store card, as there could be plenty of benefits in doing so. Not only do you get a discount on your first purchase, there are usually other perks, such as bonus reward schemes, free catalogs or magazines, and special shopping days, where you can avoid the crowds and shop in peace. Jim Black gives customers 1% of what they spend in store back in the form of vouchers, for example, so if you are a regular customer this could be worth having.

Some retailers have launched credit cards alongside their store cards so you get the usual rewards of a store card for spending on the retailer-branded credit card. The danger is that while the APR tends to be lower than on a store card, it isnt as cheap as some of the best credit cards. And as you arent restricted to one store but can use it in whatever outlets you like, you could run up more debt on it than you were able to before. Check the APR before spending " and if it isnt that competitive (and you dont clear your balance every month) dont use it at all.

Set up a direct debit to pay the full amount due on your store card each month. Then, if you forget to pay one month " perhaps because youre on holiday " it will be paid regardless so you wont run up any interest.

As well as persuading you to take out a store card, many retailers will try to force you to buy card protection and, just for good measure, card payment protection as well:

Card protection: Covers you if your card is lost or stolen. A single call from you can cancel all your plastic and usually costs around $7 a month.

Card payment protection covers your store card repayments if you lose your job or become ill and cant work.

You would want to avoid both types of cover, as they are expensive and usually a waste of money. Dont be talked into signing up, no matter how persuasive the salesperson is. If you really want some card or payment protection, shop around for a good deal rather than automatically taking out the policy the store card provider offers: There is no obligation to do so and you will find a better deal elsewhere. Make sure you read the small print before signing anything. - 23159

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Learn The Secrets Of Trading Gold.

By James Goldman

Why should small companies buy gold today? Well, there are many reasons to do so. With the uncertainty in economic conditions, the tardy practices of the bank in lending and wasting the capital, gold is the only commodity that we would like to have.

Gold is now being regarded as the perfect asset for investment, secured investment rather, as nothing can beat gold when it comes to security and assured profits. If you buy and sell gold, you can actually make huge profits for your company than you can imagine. And, of course you would not need any trader or jeweler to trade.

There can be various reasons as to why it will be necessary for you to sell gold, for instance to pay your bills at the time of credit crunch, which is in fact great news for the dealers. But selling gold in any form like bars, bullions or coins, to meet the bills is not what we call sound investment. When made wisely and in capacity the whole business can get really lucrative and elating.

Only when youre into the dealings of buying or selling gold you shall know how valuable gold can be. This is not an unknown fact but definitely deserves a special mention taking into consideration the losses in every field including properties, stocks and business nowadays. In such circumstances gold can be named the only commodity that is stable and seldom looses its value, unaffected by political or economic changes.

But yes, while you buy gold, the price of gold might seem to be expensive, but it is worth investing when you compare it to the dipping stocks and shares.

It is not really difficult to invest in gold, but it is definitely difficult to invest in shares and stocks. When you are buying and selling gold for investment purpose for your own company, you must find out good investment companies and institutions to assist you.

There are many financial organizations that can provide you with proper means to invest in gold. They will provide you with different investment choices too, such as gold mining companies who want to sell their shares. However, stocks are not really flexible as gold, so it is wise to invest in real gold and not in gold shares.

Small companies generally prefer to deal and invest in gold coins instead of bars and bullions, reasons being its popularity as a mode of investment and also the inconvenience caused with gold bars, as the quantities are huge. - 23159

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Credit Card Debt Consolidation Loans: Understanding the Basics

By Layla Vanderbilt

Have you been hit hard by the recent recession and looking for solutions to your credit card problems? There is help for you, if you know where to look. Debt consolidation loans are becoming ever more popular as people try to recover their financial situations. This type of loan can help get you out of credit card debt, even if you are being denied for other types of loans.

You use a credit card debt consolidation loan to combine all of your bills into one. All you have to do is make the monthly payments for that one loan, instead of several. If you are late you only have to pay one fine instead of several. This also allows you to take advantage of low interest rates, so you can get out of debt faster. You are much less likely to forget making the single payment, so you are less likely to make late payments. This method works great for people who are caught in a pile of credit card bills. The only downside is that you must make the monthly payments, or you will end up even further in debt.

To make sure you don?t end up in debt, you need to ensure that your interest rates stay low. Keep making on time payments to ensure that your rates get changed. Even paying the bill a few days late can cause your interest rates to go up. Credit card consolidation companies are eager to give you lower rates, so long as they can trust that you will make on time payments.

If you try searching online for loaning companies you are probably going to come up with numerous results. Sometimes the best place to start is the bank. Talk to the banker to find the best solution for your debt problem. They will either offer you a loan through the bank itself, or lead you in the direction towards a company that can help you. When you search on the internet you cant be certain who is reliable and who isn?t. The banker will help recommend a company that has a good history.

Be very careful when searching for alternative methods for debt consolidation. There are some companies that can help you manage your payments without getting a loan. Instead of a loan they talk with the people you owe money to, reducing your monthly payments and interest. Just make sure that these agencies are making all of your payments on time for you. Some companies have been known to take your money and pay off your creditors late, so find one that is legitimate.

To find a legitimate debt consolidation company, ask your banker for some suggestions. You can also ask them about companies that you should stay away from. If you are searching online you should make sure that your debt consolidation company has a long history with a good reputation that you can trust. By taking these simple steps you are avoiding being taken advantage of, and that your debt will go away as fast as possible. - 23159

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How to Choose the Right Forex Broker? (Part I)

By Ahmad Hassam

Almost 90% of the investors enter currency markets as short term speculators. Most of the investors look for quick capital gains in forex. Many start forex day trading as a speculative venture. If you have made the positive decision to start forex trading, your first step should be choosing the right forex broker. This is very important. The right choice of a forex broker will greatly influence your success as a forex trader.

Forex trading is hot right now. It is being called the Recession Proof Business of 21st Century. The market is overcrowded with companies and banks offering online forex brokerage services. Internet has opened the forex markets to individual retail traders and small investors. It will not be easy for you to make the right choice of a forex broker. You need a certain set of criteria. These criteria will mostly depend on your preferences, interests and means as an individual trader and will depend on your trading tactics and strategies.

You may ask, what is the best way to choose the right broker? You should compose a list of questions to ask the forex broker before making a final decision. The following are some of the suggested questions that you should ask. You should ask these questions before making a final decision.

What is the amount of the interday and overnight margin? What is the corresponding leverage? Many online forex brokers offer margin between 2-5%. They provide leverage ranging from 20:1 to 100:1. Higher margin requirement means lower investment efficiency for you. Margin is the amount the broker sets aside as guarantee against your trading losses.

However, beware of lower margin. It means that most of the time the forex broker will be against you as a trader and will do everything possible to prevent you from winning. You will face many trading problems with such a broker. It will become difficult for you to work under such conditions.

What is the minimum contract size? Now days, the standard contract size is $100,000. This contract size is quite affordable and allows for reasonably effective money management with limited capital. This contract size also allows small individual investors to participate in currency speculation.

What are the requirements of minimum deposit demanded by the broker? It is common that many new traders dont have sufficient funds to open an account. The investment and financial means of trader differ. I think $10,000 is the required minimum amount corresponding to the forex market conditions. In my opinion, the optimal minimum amount is $10,000 with 2% margin requirement.

What are the terms of setting and executing stop and limit orders by the forex broker? The ideal condition should be the execution of the stop and limit orders at the fixed price. This should be regardless of the market conditions, its speed and its direction. Some forex brokers provide this type of execution. Other brokers reserve the right to fulfill an order with slippage under unsteady market conditions mostly defined by the broker themselves.

The value of slippage depends on the current state of the market. It can fluctuate from a few pips to tens of pips. Although it is practically impossible to arbitrate the price received from the broker during the transaction. The slippage creates favorable conditions for the abuse of the trader by the broker. - 23159

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