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Saturday, December 12, 2009

Make Huge Profits Investing In Gold

By Mark Walters

Gold is real money - it is something that has real physical and financial value. It has endured the test of time, like no other currency. Its resiliency goes back thousands of years, and its position as an uncomparable storehouse of wealth should go on for another 5,000.

Currencies all over the world, every single year, go down and down in value, and that's why every single year prices of goods and services go up. The money in your pocket or in your bank is effectively worth less and less each year. Your money is now buying way less than what it would have bought you 100 years ago, whereas an amount of gold bought a 100 years ago would now buy you way more.

Those who have been wise enough to already invest in gold have been making huge profits. At the moment, an ounce of Gold costs a record $1150; compare that to the $34 an ounce it cost in 1970, and it's not difficult to see why it is such a good investment. There's no need to think that you've already missed out on the opportunity though, and that it has already peaked in value, as the last year alone has seen a 30% increase in the value of gold, and big investment firms are predicting that the $2000 ounce is not so far away.

You have two main investment opportunities as far as gold is concerned - bars or coins. Gold bars are what most people think of when they think of gold and whilst they are a great investment, the upfront cost for them puts them beyond the reach of most investors. Gold coins on the other hand are valued in the same way, are an equally good investment opportunity, yet are much more accessible and affordable.

So, where is the best place to purchase gold coins? You can buy them from either a local gold coin store or from an online coin store. Whichever you opt for, be sure to only go with a reputable seller, ideally one that has reviews and testimonials that you can actually check up on. You don't need a great deal of money to start with, and with just a few hundred dollars you can start amassing your future fortune.

I'll leave you with this final point: A report performed by Collector's Universe showed that one thousand dollars invested in rare gold coins in 1970 is now worth $57,977.00. Sounds good, right? - 23159

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Natural Lighting For An Eco-Friendly House

By Jason Myers

Cutting back on the monthly bills is something most home owners like to do, but unfortunately they don't really know how to proceed. The answer lies in nature, and it's quite a simple one. Natural lighting is the most appropriate way to cut down the monthly lighting bill and it does not entail big investment. There are various approaches that you could pursue, and some of them are taken up below.

The first thing you can manipulate into giving you more natural light are your windows. Windows can be structured to allow more light to come in, but it seems that function is often overlooked in house construction. And the rule is simple- the bigger the windows, the more inflow of light into your house. But you must be particular about the positioning of the windows, because if they are facing northward or southward, they are ineffective in attaining the desired function.

If you are not keen in adjusting the size and orientation of your windows, you are more than welcome to try out skylights. These go on the ceiling. They function similarly as the windows except in the orientation aspect. A diffuser is utilized to spread the light to all areas of the room. As usual, the size will ascertain its effectiveness as the wider it is, the more light to penetrate.

The only thing that you must adjust with these methods is your air conditioning. Light from the sun is related with heat and your cooling system may be forced to work extra time.

But if you live in an eco-friendly environment, then you shouldn't express to much concern about this since opening your windows should pretty much supply all your cooling needs. This can be even improved by availability of trees nearby. - 23159

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Forex Trading Stragy: What You Need In Trading

By Bart Icles

The forex market is drawing people in like bees to honey. It is, by far, said to be the busiest and, at the same time, the largest financial market in the world. Trading in it also presents vast potentials for profits that is why it really is an ideal venue to really put some time and effort into.


Because of its nature, it is of no surprise that a lot of people write about forex trading strategies that they think work. To be able to really become successful in trading in the forex market, the first thing that you should do is to get a clear grasp of what you are getting yourself into. Venturing into forex trading without the proper guidance, although it has a lot of profit potentials, would cause more negative effects since you could lose money, that is, more than you can afford to lose.


To be able to get the proper guidance in forex trading, you should resort to forex trading courses or tutorials that would really be able to hone your trading skills and inculcate in you the values that you would be needing to become a good forex trader. A lot of different entities offer them and, of course, you need to be wary about where you will be getting your forex education, otherwise, instead of gaining valuable knowledge, you would end up empty-handed and, at the same time, wasting your time and resources going for something that would not really do you any good. So, to make sure that you will be able to get good quality forex education, make sure that you do your research. The good thing is that there are tons of free online resources wherein you can get really valuable information and tips on how to go about your forex trading activities.


The most essential thing when you are already doing forex trading would be developing your own forex trading strategy. The forex trading strategy that you will be developing will be your trusty weapon in combating all the obstacles that the forex market may present you with. There is no set standards for what would work and what would not work in terms of developing a forex trading strategy. More often than not, what would work for a trader might not work for another trader. This is because not all traders are equal, most especially in terms of resources.


The key to developing a great forex trading strategy is a combination of a great forex education, resources, discipline, and sheer guts and cunning. Forex trading would work like a charm if you have one. - 23159

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Retirement - Social Security Benefits Facts You Need to Know Before Investing

By Lawole Johnny

The social security benefits suffer a great influence from a number of factors of which the age of retirement is a primary one. Thus, Depending on the year of birth, the categories of retirees include people born before 1932 who retired at 65, others born up to 1943 who retired at 66 and finally people born in the 60s who will be able to retire when they are 67 of age. This means that if one retires before time, the social security benefits drop with several percents depending on the age.

The same rule applies for delayed retirement too when the employee can increase the number of social security benefits with several credits, that can be then used by the spouse in case of death. According to US law, a worker's spouse and children can use the social security benefits, according to a regulation passed in 2000. In case of death, even divorced spouses can receive social security benefits. Disabled people can also receive various disability benefits when they have a long enough work history.

A legal hearing is usually appointed before determining whether the disabled will receive social security benefits or not. Due to the huge number of applications filed for social security benefits, Administrative Law Judges have difficulties coping with the huge work level. A request could take as long as 90 days to be solved. Yet, waiting times can increase up to eighteen months in some parts of the country, and such cases are the least fortunate of all.

A tax free income and a higher monthly revenue, these are the two main advantages that come with social security benefits. While you receive disability services you are not counted as employed. the average earnings over the last 30 years will actually determine the amount of money you will get. In recent years, the world financial crisis has given rise to lots of new applications for social security benefits.

The system is already put under pressure because of the recession, and it now suffers the burden of increasing numbers of retirees. Statistics indicate that 150,000 more people request their social security benefits yearly. During the recession, the elderly have troubles finding a job, and therefore, social security benefits become a safety net. Someone who closes retirement will hardly be interested in more education or be able to continue work once he/she has become unemployed. - 23159

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Low Income Living Accommodations Not Only Accommodating For Recipients!

By Gavin J. King

The stimulus money the feds have released into the economy has had a huge impact on the real estate market, including allowing cities to use the fund to purchase low income housing. With unemployment so staggeringly high, the government has decided to do this to help poor people and boost the real estate market.

With the economy sinking so low and unemployment engulfing the job market, for the government to do this is a step in the right direction. Without this boost the city governments may not have acted quickly enough to make sure they could house all of the poor people right now.

Without the recent changes, a city would have to contract for a certain agreed upon payment for the rental property and then, reluctantly, property owners may agree to allow the poor families to rent from them.

The problems some of these renters face range across the spectrum from permanent disability to short term unemployment, but the all are in need so it helps them. To prevent people from abusing the system, this type of housing is only offered for a specific term in many cases, although there are exceptions to that rule too.

The owners of the low income housing can qualify for special tax exemptions for agreeing to allow their property to be used to house the poor. This tax break is multiplied when you understand that the government also guarantees the rent for the properties so that property owners are not too afraid to participate in the low income housing programs.

Many real estate investors who are just getting started try to find low income programs to make sure they can cover their own liabilities in their investments. This helps the retention rates of people participating in low income housing programs and helps reward them for taking on risky clients otherwise. - 23159

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