Real Estate Investing In Today's Market

By Jerome Pennix

Bulk REO Investing is proving to be one of the most profitable fields of investment during this year and potentially beyond. Bulk REO Investors profit by buying groups (commonly called portfolios) of properties from lenders who have foreclosed the properties and have urgent desire to reduce pressure on their balance sheets. Due to the urgency of the balance sheet needs of the banking institutions coupled with the investors ability to purchase a package of REO properties rather than singular properties, its quite possible for a well-financed bulk reo investor to acquire REO packages at extremely attractive deals.

Most bulk REO real estate investors make offers to lending institutions on the basis of a percentage of unpaid mortgage balance. This means that if the investors make an offer of 60 cents on the dollar for a package of loans with a remaining balance of $3,000,000 in principal balance, then they pay $1,800,000 to acquire that group of houses.

At the conclusion of our reo portfolio transactions, we own multiple properties which must then be monetized to bring a return to our fund. To do this, we resell our properties to retail home buyers via seller financing. By cutting traditional lenders out of our transactions, we are able to sell our properties quickly and at very attractive terms.

Try to learn when the banks financial quarter ends. This is when they report their quarterly earnings and financials and when most of supervisory management get evaluated for increases in pay. Just like any business, financial institutions dont want to show these underperforming properties on their books especially when their earnings reports are due.

Valuate the properties, figure out what you need to get them for, and put in your second (or third) best offer (do not give your best offer first).

Negotiate until its a win-win. .. and you walk away with several properties at below market value the bank walks away with those properties off of their books just in time for their quarterly earnings reports to shareholders.

The future seems quite bright for astute Bulk REO investors. - 23159

About the Author:

Get your piece of this lucrative REO market. Go to REOGoldMiner.com and find, valuate, and even advertise your REO deals. You can find and valuate your REO deals in under thirty seconds, all over the nation at REOGoldMiner.com. Visit us today.

How To Select Trading Window Frames? (Part II)

By Ahmad Hassam

The first step is to identify the type of trade into which we will enter. It all depends on your trading strategies. What matters most to a trader or an investor is how to create a positive cash flow.

It all depends on the profit targets that you want to achieve. Once we acknowledge what our goals and objective are than we can narrow our expectations. Is it a day trade? Is it a swing trade or is it a long term positions trade? Day trading has a different profit potential than swing trading. Both are different trading styles. Day trading requires a lot of active participation on your part. In swing trading, when you set up your trade, you can monitor it once a day.

Suppose I am a day trader. I need to know what the daily range of the currency pair that I am planning to trade is to start with. I will expect that if I miss 20% of the bottom and 20% of the top then I can expect to capture 60% of the average daily range. I will generally be able to identify what the average range for the day is. My expectations are for X amount of a given range.

First I will have to structure my computer and charts to a format that is conducive to day trading. So how do I start? How many pips you want to make in a specific time frame like eight to six bars from entry? 30 pips or 40 pips!

Use the 15 minute time frame for the dominant trend if you trade Euro, Yen or Pound, then for day trading. Use the 5 minute time frame to exit a position in day trading. Use the 5 minute time frame as a shorter time frame trigger to go with the 15 minute signal.

The key to remember is when the 15 minute time period is in sell mode, take the 5 minute sell signals. Similarly when the 15 minute time period is in the buy mode, take the 5 minute buy signals.

If you are in a trade based on the 15 minute and the 5 minute time periods, these are the time frames you need to monitor for that specific trade. However as a day trader you can watch the 60 minute time period.

During day trading keep in mind your profit targets and where you are in range. Keeping an eye on the 60 minute time period will help you identify the current trend if a moving average crossover occurs and a potential change in the trend.

Suppose you are trading EUR/USD currency pair. Suppose the Euro is already down 50 pips when a sell signal is triggered, the odds are that your profit potential is in the range of suppose 30 pips or less if the average true range (ATR) is 80 pips based on the past 14 trading days. How do you calculate these things?

Free forex charts do not go into very fine details that you need to look into when making your trading decisions. You will have to subscribe to a good forex charting service. Using good forex charting software will help you automatically calculate all the daily, weekly, monthly pivot points as well as the daily range, support and resistance, S-1, R-1 and other stuff.

Learn pivot point trading. Pivot points are the best leading indicators that tell you the market sentiment at any point of time. You should learn how to calculate pivot points. Using pivot points in day trading can give you an edge. For day trading use the 60 minute time period for calculating the monthly pivot points, 15 minutes time frame for calculating the weekly pivot points and the 5 minute time frame for calculating the daily pivot points. - 23159

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading stocks and currencies. Try Strignano's Forex Signals free. Discover a revolutionary Forex Robot Trading System!

What Is A Managed Forex?

By Bart Icles

Anyone can participate in Forex currency trading, either on their own or with the assistance of a Managed Forex Account from a Forex broker. Doing trading in a personally capacity means investors have to study and learn all the essential elements for trading the market. The choice of doing so is only ideal for those who have the time and effort to devote to it and fulfill all the necessary tasks to achieve one?s set goals. On the other hand, getting a managed Forex account entails paying a specified sum to avail of such services. What it offers is to take away all the work from the trader, leaving him only with the single responsibility of deciding what action to take on trade deals.

A Managed Forex Account is typically managed by a Forex broker and its representatives, to do trading tasks for paying members by doing market data gathering and analysis and such, and relay these and its findings to the client as basis for his decision regarding trade transactions. This is open for all interested traders, new and experienced alike who want to get the most out from the market for those who simply don?t have the time or inclination to sit in front of the computer to watch market info all day. If the investor decides to bypass this option, then he must commit himself to studying all there is to know about the market, which leaves him open to various trading risks and pitfalls.

With a Managed Forex Account, all trading activities, as mentioned above, performed by them but leaves the entire decision making - whether to buy, sell or stay, up to its clients. To get the most out of this investment scheme, investors should only deal with a company with a good standing reputation and adequate presence in the market. To keep your money safe, its good practice to check a company's past and present activities before buying into their services.

Management companies who've been successfully doing business handling Forex Accounts have access to privileged insider information with various investment banks and other investment companies and have the most current currency exchange rates and vital market details to help generate profitable trade deals that is otherwise unavailable to the solo trader. The downside is that the services tend to be pricey, with prices ranging from $10,000 to $20,000 or so. If you have the extra resources to spend, then the investment move is a good one to make.

Forex trading is a good investment market to participate in regardless of the risks involved. Studying and learning all the lessons about the market is an avenue to sure and steady profits in the near future, but can still be enhanced with the right Managed Forex Account. - 23159

About the Author:

To trade forex starts with a desire to learn and a drive to become a great trader. Learning how to trade forex takes dedication and a good teacher. But once you learn how to trade and do so successfully your life will change and you have options and financial resources you never had before.

Using Those Trend Following Indicators

By Gery Boton

Looking into trend following indicators which is a way that people will use to invest in the stock market. This strategy will be used to compare how stocks have done in the past, the trend of ways they have moved on the stock market.

Using this method will be a way that people will know how and when to invest in the right stocks. Which will offer the best chance at profits, and how well they have done in the past will be figured into that strategy.

People who use this method are not forecasting what will happen but they are following a trend and using it. This method will use three main components. Current price of stock, equity level and current market volatility. How much you buy or sell will be determined prior to buying of the stock and be based on volatility.

Not a method that will be used on new stock that hasn't yet established any trend, but on those old standbys that have been around for a while. Price is always a top consideration when using trend following indicators. When a trader is using this method they will try and use indicators to figure ups and downs in the market.

Also how much will be traded during the trend will need to be figured out as well. If the market is at high volatility though trading will most likely be reduced in order to cut the losses on the trades. If you use trend following indicators, price and time are always going to be very important.

The following questions will be able to be answered when you use this type of method. Shares that will be traded during the trend, how to enter the market and at what time. Risk to be taken on each trade, cutting of unprofitable stocks, and how to get rid of profitable stocks. - 23159

About the Author:

Find more on trend following ETF and trend following.

How to Pay Off Debt, Even if You Never Could Before

By Sean Payne

Many people who are in debt have tried at least once, and probably several times, to pay off their debts. Sadly, a significant number of these people end up getting even further into debt than they were when they started.

What causes this? Why do they end up accumulating more and more debt? The answer can be found in the methods that they use to try to get out of debt. Those people who use additional loans to get out of debt are only temporarily fixing the problem. Debt reduction loans might work for a while, but eventually the habits that caused the problem with debt in the first place will sabotage them.

The best answer to the problem is to correct the underlying habitual behaviors that create the problem of debt. The easiest way to accomplish this is to use a debt payoff plan that won't let you continue in your overspending ways.

What are the steps of the debt repayment plans that won't allow you to indulge in self defeating habits?

The first step is to build up a "buffer" between you and overspending. When you're running low on money, even a small financial problem can make you go back to using debt. What exactly is a buffer? This is a small amount of money that you save, somewhere around $500 to $1000, depending on how much money you make. Your buffer should be enough money to fix your vehicle if it breaks down, hire a plumber if a sewage pipe breaks, or pay your bills if there's a delay in getting your paycheck.

The next step is to take on no additional debt. This means no debt reduction loans, no additional mortgages, or any other debt. If you take out a second mortgage in an attempt to pay off credit card debt, you're replacing an unsecured debt with a secured loan. This means that if you are unable to pay off your debt, you're at risk of losing your home.

The next step is to create a plan to pay off your debts. Keep in mind that the order in which you pay off each debt makes a significant difference. If you do it wrong, you can lose your motivation to get out of debt. If you do it right, you'll pay off each debt quickly while gaining more and more motivation to finally get out of debt.

The fourth step is to work your plan. The easiest way to accomplish this is to automate your plan for paying off debt. The best way to do this is to use an automatic bill payment service. Your bank probably offers this service. Once you set it up, an automatic bill payment service will keep you from incurring any late fees. This alone makes it worthwhile, but when you add in the fact that most bill payment services are free, this becomes a must-do if you're serious about getting out of debt.

The final step is to stick to your plan. After a while, you will have developed a little bit of momentum, and this will become easier. Once again, choosing the correct debt repayment plan can make a huge difference.

There you have it: You now know how to pay off debt even if you failed last time and every time before that. All it takes is the right approach. - 23159

About the Author:

Sean Payne has helping others learn how to get out of debt for over 10 years. To get more information about how to pay off debt, get Sean's excellent free course on debt reduction management.